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	<title>first time home buyer Archives - The Burtch Team at Century 21 Sunbelt Realty</title>
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	<title>first time home buyer Archives - The Burtch Team at Century 21 Sunbelt Realty</title>
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		<title>FLORIDA HOMETOWN HEROES HOUSING PROGRAM</title>
		<link>https://theburtchteam.com/florida-hometown-heroes-housing-program/</link>
					<comments>https://theburtchteam.com/florida-hometown-heroes-housing-program/#respond</comments>
		
		<dc:creator><![CDATA[ritzel]]></dc:creator>
		<pubDate>Mon, 07 Jul 2025 17:56:53 +0000</pubDate>
				<category><![CDATA[Buying Advice]]></category>
		<category><![CDATA[C21]]></category>
		<category><![CDATA[Century 21]]></category>
		<category><![CDATA[Englewood FL Realtor]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[Florida Real Estate]]></category>
		<category><![CDATA[florida realtor]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[homebuying]]></category>
		<category><![CDATA[homes for sale in florida]]></category>
		<category><![CDATA[Homes for Sale in SWFL]]></category>
		<category><![CDATA[southwest florida]]></category>
		<category><![CDATA[SWFL Real Estate]]></category>
		<category><![CDATA[SWFL Realtor]]></category>
		<category><![CDATA[The Burtch Team]]></category>
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					<description><![CDATA[<p>The Florida Hometown Heroes Housing Program provides down payment and closing cost assistance to homebuyers with eligible occupations.</p>
<p>The post <a href="https://theburtchteam.com/florida-hometown-heroes-housing-program/">FLORIDA HOMETOWN HEROES HOUSING PROGRAM</a> appeared first on <a href="https://theburtchteam.com">The Burtch Team at Century 21 Sunbelt Realty</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>Looking to own a home in Florida? The <strong>Florida Hometown Heroes Housing Program</strong> can help make that dream a reality for eligible community workforce members.</p>



<figure class="wp-block-image size-large"><img fetchpriority="high" decoding="async" width="1024" height="576" src="https://theburtchteam.com/wp-content/uploads/2025/07/Hometown-Heroes-Program-2-1-1024x576.png" alt="" class="wp-image-28307" srcset="https://theburtchteam.com/wp-content/uploads/2025/07/Hometown-Heroes-Program-2-1-1024x576.png 1024w, https://theburtchteam.com/wp-content/uploads/2025/07/Hometown-Heroes-Program-2-1-300x169.png 300w, https://theburtchteam.com/wp-content/uploads/2025/07/Hometown-Heroes-Program-2-1-768x432.png 768w, https://theburtchteam.com/wp-content/uploads/2025/07/Hometown-Heroes-Program-2-1.png 1280w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>



<p>As your Englewood FL Realtor, we&#8217;re excited to share how this program is designed to make homeownership more affordable for first-time homebuyers in Florida.<br><br>This unique program offers down payment and closing cost assistance to income-qualified buyers, helping you purchase a primary residence in the community where you work and serve. Whether you’re a teacher, healthcare worker, first responder, or military personnel, the <a href="https://www.floridahousing.org/live-local-act/hometown-heroes-program"><strong>Florida Hometown Heroes Loan Program</strong></a> can help you achieve homeownership with lower-than-market mortgage interest rates.</p>



<figure class="wp-block-image size-large"><img decoding="async" width="1024" height="576" src="https://theburtchteam.com/wp-content/uploads/2025/07/Hometown-Heroes-Program-1-1-1024x576.png" alt="" class="wp-image-28308" srcset="https://theburtchteam.com/wp-content/uploads/2025/07/Hometown-Heroes-Program-1-1-1024x576.png 1024w, https://theburtchteam.com/wp-content/uploads/2025/07/Hometown-Heroes-Program-1-1-300x169.png 300w, https://theburtchteam.com/wp-content/uploads/2025/07/Hometown-Heroes-Program-1-1-768x432.png 768w, https://theburtchteam.com/wp-content/uploads/2025/07/Hometown-Heroes-Program-1-1.png 1280w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>



<h2 class="wp-block-heading" id="h-program-highlights-include">Program highlights include:</h2>



<ul class="wp-block-list">
<li>Down payment and closing cost assistance of up to 5% of the first mortgage loan amount (up to $35,000).</li>



<li>No origination or discount points, meaning lower upfront costs.</li>



<li>30-year deferred second mortgage with 0% interest, due only upon sale, refinancing, or transfer of the property.</li>



<li>Special benefits for those who have served or are currently serving in the military.</li>
</ul>



<p><a href="https://www.floridahousing.org/docs/default-source/programs/homebuyers/hometown-heroes/income-and-loan-limits.pdf?sfvrsn=4852f57b_6"><strong>INCOME AND LOAN LIMITS</strong></a></p>



<p>As experienced SWFL Realtors, we can guide you through the steps of securing your home using this program and make the entire process smooth and straightforward. If you&#8217;re an eligible Florida homebuyer looking to purchase a home in the area, this could be the financial boost you need to get into your dream home!</p>



<p><a href="https://theburtchteam.com/contact-us/"><strong>Contact us</strong></a> today to learn more about the Florida Hometown Heroes Housing Program and how you can start your homeownership journey in beautiful SWFL. Let’s make your homeownership goals a reality!</p>
<p>The post <a href="https://theburtchteam.com/florida-hometown-heroes-housing-program/">FLORIDA HOMETOWN HEROES HOUSING PROGRAM</a> appeared first on <a href="https://theburtchteam.com">The Burtch Team at Century 21 Sunbelt Realty</a>.</p>
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